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Buyer's Guide

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  • Buyer's Guide

The Need To Buy Property

16
  • When should you buy a property?
  • What makes more sense – Rent or Buy?
  • What to buy?
  • Plot vs Multi-storey?
  • Independent plot or apartment within a gated community?
  • Single-floor Unit Vs Multi-storey Apartments
View all 16 articles

Shortlisting Your Property

10
  • How to choose the right property?
  • What do you think is the best way to buy property?
  • What is the market checklist before buying re-sale property?
  • When is the best stage to buy?
  • How do you choose the right type of property?
  • What are the documents you need to check before buying?
View all 10 articles

Choosing The Right Location

18
  • Should one look at investing in big cities?
  • How much appreciation can be expected by investing in big cities?
  • What could be the possible downside of investing in big cities?
  • Should one invest in small cities?
  • What makes an area a preferred location for home buyers?
  • Is it good to invest near airports?
View all 18 articles

How To Choose An Agent?

20
  • What do you suggest is the best medium to buy a property – through a realtor, a developer or an individual?
  • Where to search for a broker?
  • How to choose a broker?
  • How much brokerage should an authentic broker charge?
  • Can any builders’ association curb errant developers?
  • What are the advantages of choosing a reputed developer?
View all 20 articles

Tax Implication

18
  • What are the taxes you have to pay while purchasing property?
  • When is the transaction of sale considered complete?
  • When are capital gains applicable and how can capital gain tax be saved/reduced?
  • What is the difference between long-term capital gain and short-term capital gain?
  • How much tax has to be paid in case of LTCG and STCG?
  • For the purpose of capital gain, what is considered the date of purchase – date of stamp duty paid, date of registration or date of possession?
View all 18 articles

Legal Perspective

19
  • What documents and formalities are required while buying property?
  • Things you should check at the time of signing the agreement?
  • How do you know that a project has legal approvals from authorities?
  • Is there any difference in the rights of primary and co-applicant of a property?
  • Can primary applicant sell property without the consent of the co-applicant?
  • Can you buy property without appointing a power of attorney?
View all 19 articles

Home Loan

25
  • What are the factors you should keep in mind before getting a home loan?
  • Is it necessary to get property loan insured?
  • Why does home loan interest rate differ?
  • Do you get tax benefits on loan?
  • What is pre-EMI interest?
  • What is the meaning of moratorium on home loan and capitalisation of interest?
View all 25 articles

Managing Finances

9
  • Is real estate a better investment as compared to the stock market?
  • What per cent of total income should a person in the age group of 25-39 years invest in real estate?
  • What percent of total income should a person in the age group of 40-60 years invest in real estate?
  • What is the best way for a first-time buyer to set a budget to purchase a home?
  • When is the stamp duty supposed to be paid?
  • What are the factors that one should consider while calculating the home loan instalment per month?
View all 9 articles

Return on Investment (ROI)

11
  • What would be a safe and sound approach to buy property?
  • What kind of return should you expect from your purchase after two years?
  • Is a pre-launch project with a good discount better than a newly-launched one in terms of investment?
  • How to estimate growth in the value of land in future?
  • Which location – city, suburb or periphery – ensures best return on investment?
  • Is it advisable to sell an apartment and buy a plot instead?
View all 11 articles

Exiting The Market

13
  • On what basis should I decide to sell my property?
  • How do I sell my property?
  • What is considered as the right time to exit a real estate investment?
  • How to make a safe exit from real estate?
  • What all things should be kept in mind before exiting the market?
  • Is the commercial market bleak as compared to the residential market?
View all 13 articles
  • The Need To Buy Property (16)
  • Shortlisting Your Property (10)
  • Choosing The Right Location (18)
  • How To Choose An Agent? (20)
  • Tax Implication (18)
  • Legal Perspective (19)
  • Home Loan (25)
  • Managing Finances (9)
  • Return on Investment (ROI) (11)
  • Exiting The Market (13)

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