Ready-to-move-in is the perfect choice for a home buyer if you have the funds necessary. A ready-to-move property is feasible for a developer for business as he can purchase it and bring it up for lease without any waiting time. A house under construction, on the other hand, eases the financial pressure because you can fund the property by bank loans and spend less cash in advance. The downside to this type of property is ownership can only exist for a certain amount of time. If you are a new investor with limited finances, look for an under-construction property with an appropriate payment plan and hold a 2-3 year possession horizon. But make sure that you’re going for a reputed builder.